Losing a loved one in an accident is never easy, especially if the accident was fully avoidable. When individuals behave negligently, they may cut another person’s life short in an instant. If that happens, the deceased individual’s family members can pursue monetary compensation from the at-fault individual’s insurance company via a wrongful death claim. If the insurance company refuses to offer favorable compensation, the survivors—or a personal representative of the decedent’s estate—can file a wrongful death lawsuit for damages.