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What Happens If My Medical Expenses Exceed the PIP Limit?
If you have been seriously injured, your medical expenses can easily exceed the $50,000 coverage limit. When your damages exceed the limits of your personal injury protection coverage, you can seek compensation in a personal injury lawsuit.
You have a right to sue another party involved in the car accident for pain and suffering if you sustained a “serious injury” as defined in NY Insurance Law. An experienced lawyer can seek maximum compensation on your behalf that also includes pain and suffering, disfigurement and scarring, loss of enjoyment of life, and more.
What Constitutes “Serious Injury” in New York?
Under New York insurance law, a “serious injury,” is a personal injury that results in:
• Death, dismemberment, or significant disfigurement
• Fracture/ broken bone
• The loss of a fetus
• The permanent loss or limitation of use of a body organ, member, function, or system
• A significant limitation of use of a body function or system
• Inability to perform your usual and customary activities for at least 90 out of the first 180 days following the car accident
Should I consult a Long Island injury lawyer if I’ve been injured in an
automobile accident?
Yes! If you’ve been injured, the experienced Long Island personal injury lawyers at Rosenberg & Gluck, L.L.P., can help you. Call (631/516) 451-7900. Attorney Advertising.