Options for Pursuing Damages Depend on Your Injuries and Other Factors
A car accident lawyer from Rosenberg & Gluck, L.L.P. serving East Hampton can help you file your insurance claims, including your no-fault claim and/or a bodily injury liability claim against the at-fault driver.
No-Fault Auto Insurance Claims in East Hampton
New York State laws require all drivers to carry Personal Injury Protection (PIP) no-fault insurance coverage. This policy includes coverage for many of your basic losses following a collision, such as:
- Your medical care and related expenses up to the policy limits
- Around 80 percent of your lost wages and up to $2,000 a month until you reach policy limits
- Up to $25 each day for other related expenses, such as traveling to appointments or parking fees at physical therapy
It is important to note that your PIP policy only covers basic expenses. This makes it a good option for relatively minor injuries. However, serious injuries that require long-term treatment or cause you to miss significant time away from work may have many expenses and losses that go beyond the limits of these policies.
Fault-Based Third Party Claims
To pursue non-economic losses in New York State, you will need to show that you suffered “serious injuries” as defined in ISC § 5102(d) or that your case meets another exception to the no-fault rule. Our team can help you determine if this is true and identify the evidence necessary to confirm this. Then, we can help you develop your claim and demand a fair and just payout to cover your losses.
In addition to the full range of lost income and additional out-of-pocket expenses, the damages available in this type of claim include intangible damages. Examples include physical pain, emotional suffering, diminished quality of life, loss of enjoyment of life, and more.
Fault-based third-party claims are based on the at-fault driver’s bodily injury liability insurance policy. If necessary, we can also file a lawsuit and go to trial in civil court to recover a payout.
Wrongful Death Actions on Long Island
Not all collision victims survive their injuries. If this happened to your loved one, EPTL § 5-4.1 may allow you and other surviving family members to pursue additional damages through a wrongful death action, including your financial and intangible losses associated with your loved one’s death.
To learn how Rosenberg & Gluck, L.L.P. can help you based on the details of your collision case, call (631) 451-7900 now to speak with our team serving Suffolk County.