You may be able to hold the at-fault driver responsible for your pain and suffering and other losses following a collision in Riverhead. A Riverhead car accident lawyer from Rosenberg & Gluck, L.L.P. can help you file your claims and seek compensation based on your losses and New York State laws.
Our team can review your motor vehicle crash case and explain your options based on the severity of your injuries, your losses, and the cause of your collision. You can speak with a Rosenberg & Gluck, L.L.P. car crash team member today.
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For a free legal consultation with a car accidents lawyer serving Riverhead, call 516-451-7900
Understanding Your Insurance Coverage After a Riverhead Crash
If you suffered injuries because of another driver’s bad behavior, you might be able to hold them responsible under certain circumstances. New York State requires drivers to carry a certain amount of no-fault auto collision coverage, known as a Personal Injury Protection (PIP) policy.
Following a collision, anyone involved in the crash can file a claim based on their own PIP policy. Your recoverable damages based on a no-fault claim may include medical care and a portion of your lost income as well as some other related out-of-pocket expenses.
However, you cannot recover compensation for your physical and emotional pain and suffering and other related losses through a PIP claim. Generally, pain and suffering is only available in a third-party claim against the person who caused the accident.
Only certain types of injuries permit a third-party claim in New York. For example, victims who suffered a “serious injury” as defined in New York Civil Insurance Laws § 5102(d) are allowed to do this. Serious injuries include but are not limited to:
- Broken bones
- The loss of a fetus
- Certain types of permanent damages to the body
- An injury that prevents the victim from doing their normal activities for at least 90 of the first 180 days after the injury occurred
It can be difficult to know if your injuries may qualify as “serious” under New York law. Rosenberg & Gluck, L.L.P. invites you to call our firm to discuss your injuries and your legal options in a free case review.
Riverhead Car Accidents Lawyer Near Me 516-451-7900
Rosenberg & Gluck, L.L.P. Can Help with Your No-Fault Claim
A Riverhead car accident lawyer from Rosenberg & Gluck, L.L.P. can help you investigate your crash, prove fault, and pursue a case against the driver who acted carelessly and caused your collision. We will represent your best interests and seek the maximum financial recovery available to cover your bills and make up for the losses you suffered.
We will also handle all aspects of your case, from your PIP claim to your third-party claim against the liable party.
We can take on your case if we know about it in time to meet the deadlines. We will file the paperwork, ensure that the insurance company receives your bills and other documents, and negotiate for compensation on your behalf.
To learn more about the services we provide for our clients, call Rosenberg & Gluck, L.L.P. today at
Recoverable Damages in a Car Crash Case
According to the New York State Department of Financial Services (DFS), when you file a PIP claim, you may be able to recover your basic losses, such as:
- Medical treatment, care, and related costs up to policy limits
- 80% of your missed income, with a monthly maximum of $2,000
- Up to $25 a day for related expenses, such as travel expenses to doctor’s appointments
However, if you suffered a serious injury as defined by New York law, you can pursue additional damages in a third-party claim against the responsible party. These damages may include the full amount of your current and future crash-based medical treatment, as well as the full amount of your lost wages.
When we file a third-party claim, we can also request compensation for your non-economic damages. We will put a fair settlement value on your pain and suffering and emotional distress and demand a just payout that takes these losses into consideration.
A common way we prove our clients are eligible to hold another party responsible for their collision damages is by documenting their serious injuries, long-term injuries, or a prognosis that will keep them out of work for several months.
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Statute of Limitations on Civil Lawsuits in New York
In addition to deadlines placed on filing your PIP claim and submitting documentation, we must also keep in mind the deadlines set for filing a lawsuit in New York under New York Civil Practice Law & Rules 214.
This law generally gives victims three years from the date of their injuries to file a personal injury lawsuit. Some circumstances—such as a case where the responsible party is a municipality or other governmental entity—could shorten a victim’s deadline to sue.
Additionally, wrongful death actions have a shorter statute of limitations. Missing the deadline that applies in your case could mean losing the right to seek compensation.
Speak with a Team Member from Rosenberg & Gluck, L.L.P. Today for Free
A Riverhead car accident lawyer from Rosenberg & Gluck, L.L.P. can help build a case and hold the driver who caused your crash responsible. If we accept your case, we will not charge you for our labor unless we win your case.
You can reach Rosenberg & Gluck, L.L.P.’s team now for your free case review. Call