For a free legal consultation, call 631-451-7900
What are the Limitations of No-Fault Insurance?
According to the New York Department of Financial Services (DFS), no-fault insurance covers basic damages such as:- Medical expenses, including the cost of all treatments required to help you survive and recover from your injuries from the collision
- Lost wages, up to $2,000 a month for up to three years
- Other expenses, such as medical-related travel expenses or hiring a babysitter to watch your children during your doctor’s appointments.
Personal Injury Damages
In a personal injury lawsuit—that is, a lawsuit seeking damages for injuries that you yourself sustained—we can seek damages for:- Pain and suffering, including both emotional and physical distress
- Reduced quality of life, if you will never be able to enjoy the ease of movement you once had
- Disability, including both physical and intellectual disabilities, whether permanent or temporary
- Loss of employment, if the collision cost you your job or the ability to retain gainful employment
- Additional loss of wages, including what no-fault insurance does not cover
Wrongful Death Damages
In a wrongful death lawsuit—that is, a lawsuit you file on behalf of a loved one who did not survive their collision injuries—we can seek damages for many of the same items available in personal injury cases. We can also seek damages for:- Funeral and burial expenses, to reimburse you for the cost of laying your loved one to rest
- Loss of financial support, if making ends meet is more difficult now without your loved one contributing income to the household
- Loss of society, including all of the intangible benefits (affection, love, advice, etc.) your loved one brought to your family
Get Legal Help in Your Accident Case
If you can file a lawsuit, we advise you to start as soon as possible. Generally, you have the right to sue only for three years after the accident, per CPLR § 214. There could be exceptions that make this deadline even shorter. Therefore, it is critical that you get legal help quickly if you are interested in pursuing a civil lawsuit.Complete a Free Case Evaluation form now
Services We Can Provide
Our firm provides numerous services, including:- An independent investigation: This may involve requesting relevant documents, visiting the collision scene, and getting statements from witnesses. We use this evidence to build the strongest possible case.
- Tough negotiating skills: We are not afraid to confront the insurance company and push for fair compensation for you.
- Trial representation: If necessary, we can prepare trial exhibits, interview witnesses, and argue on your behalf at trial.
- Free case reviews: Members of our team are standing by to evaluate your case at no cost or obligation.
- Professional advice: We help you understand your rights and options and the pros and cons of any legal decisions you must make.
- Responsive care: You can call us whenever you have a question or if the liable party tries to contact you. We always respond to queries promptly and take as much time as necessary to address clients’ concerns.
Getting Fair Compensation After an Accident
To build a convincing argument, we will collect all available evidence pertaining to your case. This may include:- Requesting a police report
- Tracking down witnesses for statements and any audio-visual footage they took of the collision
- Asking if you or anyone else in the vehicle with you have relevant photos or video
- Requesting statements from relevant experts (e.g., a doctor or a vocational rehabilitator)
- Visiting the scene of the collision
- Examining available surveillance footage