Long Island Rideshare Accident Lawyer 

Rideshare services like Uber and Lyft have changed how we travel across Long Island, providing convenience at the tap of a button. Whether it’s a quick trip to Roosevelt Field Mall, a ride home from a night out in Huntington Village, or a drive to the bustling streets near Sunrise Highway, these rideshare services are a regular part of life for many. Unfortunately, accidents involving rideshare vehicles can and do happen. These accidents often leave victims confused and in need of guidance.

If you’ve been injured in a rideshare accident, you don’t have to go through this alone. At Rosenberg & Gluck LLP, we understand the challenges you’re facing and are here to help you every step of the way. Our caring and experienced Long Island rideshare accident lawyers are dedicated to holding the responsible parties accountable and securing the compensation you deserve. Reach out today for the support and advocacy you need.

Why Choose Rosenberg & Gluck LLP for Your Long Island Rideshare Accident Claim?

At Rosenberg & Gluck LLP, personal injury law isn’t just something we do; it’s all we do. Over the years, we’ve built a reputation as one of Long Island’s leading personal injury law firms, tirelessly advocating for individuals like you who are dealing with life-altering injuries. Here’s why you can trust us with your rideshare accident claim:

• Focused Knowledge: Unlike firms that handle a range of legal matters, we concentrate exclusively on personal injury cases. This focus enables us to stay ahead of industry changes and continually refine our strategies to deliver the most effective representation.
• Proven Results: Since 1983, our team has helped clients recover millions in settlements and verdicts. We know how to build strong cases, negotiate with insurance companies, and, when necessary, take cases to trial.
• Compassionate Advocacy: We understand the physical pain, emotional stress, and financial burdens that come after a rideshare accident. By treating every client with dignity and care, we aim to take the weight off your shoulders so you can focus on healing.
• Local Knowledge: Navigating Long Island’s complex road networks requires a firm that understands the unique dynamics of this area. Whether the accident occurred along the Long Island Expressway or in quieter neighborhoods, you can rely on our familiarity and experience.

When you choose Rosenberg & Gluck LLP, you’re not just getting a legal team; you’re gaining a partner who will prioritize your recovery and fight for the justice you deserve.

Who May Be Eligible to Make a Rideshare Accident Claim in Long Island?

Rideshare accidents are unique, and determining who is eligible to make a claim can be complex. However, you may be entitled to compensation if you fall into any of the following categories:

• Rideshare Passengers: If you were a passenger in an Uber or Lyft and the vehicle was involved in an accident, you likely have a claim against the rideshare company’s insurance or another driver’s policy, depending on who was at fault.
• Other Drivers or Passengers: If you were in another car involved in a collision with a rideshare vehicle and the rideshare driver’s actions caused the accident, you may have grounds for a claim.
• Pedestrians or Cyclists: Accidents involving rideshare vehicles don’t always happen on the road. If you were a pedestrian or cyclist hit by an Uber or Lyft vehicle, you could seek compensation for your injuries.

Every case is different, and liability depends on factors like who was at fault, whether the rideshare driver was actively working, and the degree of insurance coverage available. Consulting an experienced Long Island rideshare accident attorney can help clarify your options and determine the best course of action.

How Does Insurance Work After an Uber or Lyft Accident?

Rideshare accidents add a layer of complexity to an already stressful situation because of the way insurance coverage is structured. Unlike traditional car accidents, rideshare drivers operate as independent contractors, and their liability depends on their status at the time of the collision. Here’s how insurance coverage breaks down based on what the driver was doing:

Offline or the App is Off

If the rideshare driver wasn’t logged into the app at the time of the accident, they are essentially operating as a private driver. This means their personal auto insurance applies. Uber and Lyft provide no coverage in this situation, so any claims must be directed to the at-fault driver or possibly your own insurance, depending on the circumstances.

Available or Waiting for a Ride Request

When a rideshare driver is logged into the app but has not yet accepted a ride request, a combination of personal and company-provided insurance may come into play. Uber and Lyft offer contingent liability coverage during this phase. This can include:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 for property damage

However, this coverage only kicks in if the rideshare driver’s personal insurance doesn’t apply or isn’t sufficient. Navigating these layers of coverage can be daunting, but an experienced attorney can help ensure every option is explored.

En Route to Pick Up a Passenger or During a Ride

Once the driver has accepted a ride and is en route to pick up a passenger or is actively transporting them, Uber and Lyft provide significantly higher coverage. At this stage, their commercial liability insurance is in effect and can include:

• $1 million in third-party liability coverage
• Uninsured/underinsured motorist coverage (in some cases)
• Contingent comprehensive and collision coverage (if the driver has this coverage on their personal policy)

This coverage is designed to protect passengers, other drivers, pedestrians, and anyone else harmed during the ride. While the limits sound impressive, the claims process is rarely straightforward. Both personal and commercial insurers often look for ways to minimize their payouts. An attorney can ensure you’re not taken advantage of and fight for the full compensation you’re entitled to under the law.

Should I Accept the First Offer from the Insurance Company?

If you’ve been injured in a rideshare accident and the insurance company presents you with a settlement offer, it might be tempting to accept it right away. After all, you may be dealing with mounting medical bills and other financial pressures. However, accepting the first offer is rarely in your best interest. Here’s why you should consult a lawyer before settling:

Insurance companies are for-profit businesses. While they may seem sympathetic to your situation, their primary goal is to protect their bottom line. They often offer quick settlements to close cases fast and for as little money as possible. Here are some common tactics they use to shortchange accident victims:

• Downplaying Injuries: Adjusters may argue that your injuries aren’t as serious as claimed or were pre-existing, minimizing the payout they offer.
• Rushed Offers: They may pressure you to accept an initial offer before you’ve fully assessed the extent of your injuries or long-term costs, such as ongoing treatment or therapy.
• Shifting Blame: The insurer might try to claim you were partly or fully responsible for the accident in an attempt to reduce or deny compensation.
• Confusing Policies: Rideshare accidents can involve multiple layers of insurance coverage. Insurers might take advantage of this complexity to avoid paying full compensation.

By consulting a skilled attorney, you can ensure the settlement reflects the true extent of your damages. A lawyer will review your case, negotiate with the insurer on your behalf, and advocate for a fair and just outcome. Don’t settle for less than you deserve.

Compensation Available to Long Island Rideshare Accident Victims

If you were injured in a rideshare accident, you might be entitled to compensation for the physical, emotional, and financial losses you’ve suffered. Depending on the specifics of your case, here are some types of damages you may be able to recover:

• Medical Expenses: This includes current and future medical bills for hospital stays, surgeries, medications, physical therapy, and any other necessary treatments.
• Lost Income: If your injuries forced you to miss work, you can seek reimbursement for the income you’ve lost. If you’re unable to return to your job or need to take a lower-paying position, you may also be eligible for compensation for reduced earning capacity.
• Pain and Suffering: These damages account for the physical pain and emotional distress caused by your injuries and the accident’s impact on your quality of life.
• Property Damage: If your vehicle or personal property was damaged in the accident, you can recover the cost of repairs or replacement.
• Loss of Consortium: If your injuries have affected your relationship with your spouse or family, you may be able to pursue damages for loss of companionship or support.
• Punitive Damages: In rare cases where the at-fault party was particularly reckless or negligent, punitive damages may be awarded to punish their behavior and deter similar actions in the future.

Every case is unique, and the compensation you’re entitled to will depend on the circumstances and severity of your accident. An experienced lawyer can evaluate your claim, identify all possible damages, and fight for the maximum compensation available to you.

Long Island Rideshare Accident Claim FAQs

If you’ve been injured in a rideshare accident, you likely have many questions about your rights and what to expect during the claims process:

Contact Our Long Island Rideshare Accident Lawyers Today

Rideshare accidents can leave victims grappling with pain, financial uncertainty, and a maze of legal complexities. You don’t have to face this alone. At Rosenberg & Gluck LLP, we are committed to guiding you through every step of this process and fighting for your rights. Here’s how we can help:

• Thorough Case Evaluation: We’ll assess the details of your accident and determine the best course of action.
• Insurance Negotiations: We’ll handle all communications with insurance companies to secure maximum compensation.
• Proven Legal Strategies: Whether through settlement or at trial, we’ll build a strong case for justice and accountability.
• No Financial Risk: You pay nothing unless we win your case.

If you or a loved one has been injured in a rideshare accident in Long Island, time is of the essence. Contact Rosenberg & Gluck LLP today for a free consultation. Contact us at (631) 451-7900 or through our online form for a free consultation and take the first step toward getting the compensation you deserve.